Q&A: What is the medical exam and questions for life insurance like?

Question by red_grad: What is the medical exam and questions for life insurance like?

We are looking into life insurance. I am wondering what the medical exam and questions are like? How much more typically is it if you have a medical issue (like high blood pressure) compared to if you have good health? We are in our late 20's.
I forgot to add, do they only ask your current health for the last 6 months to a year? Or is it your whole health history? I ask because let's say the high blood pressure has been normal for the last 6 months to a year... will they still consider this in their pricing?




Best answer:

Answer by jlf
Whole history. Health questionaire, permission for access to medical records, physical exam.

What do you think? Answer below!